uob particular banking
uob particular banking
Blog Article
UOB Financial institution provides various personalized banking products and services designed to meet up with the monetary desires of individuals. Under is an intensive overview to assist you to realize The real key facets and choices.
Types of Accounts
Cost savings Account: This account helps you to get monetary savings when earning desire.
Attributes: Quick access, fascination earnings, negligible fees.
Rewards: Safe and sound spot for your resources, possible progress by way of desire.
Current Account: Ideal for every day transactions and controlling bills.
Options: Checkbook facility, overdraft security.
Benefits: Handy for regular payments and withdrawals.
Set Deposit Account: For all those trying to generate increased curiosity charges in excess of a hard and fast period.
Attributes: Set phrase deposits, larger curiosity prices in comparison with personal savings accounts.
Rewards: Secure expense choice with predictable returns.
Financial loans
Own Financial loans: Unsecured loans which might be useful for a variety of reasons like training or home renovation.
Styles:
Installment Financial loans
Credit score Strains
Positive aspects: Flexible repayment conditions, competitive fascination rates.
Residence Financial loans: Customized options for paying for house or refinancing existing home loans.
Kinds:
Fastened Charge Home Financial loan
Floating Price Dwelling Bank loan
Benefits: Unique ideas to accommodate personal needs, eye-catching rates.
Charge cards
UOB features A variety of charge cards catering to different life and expending routines:
Benefits Playing cards: Make factors on every obtain that may be redeemed for items or travel miles.
Cashback Cards: Get funds rebates on everyday paying for instance groceries and eating out.
Travel Cards: Specific Gains like air miles accumulation and travel insurance policy protection.
Financial investment Solutions
For individuals enthusiastic about rising their prosperity through investments:
Unit Trusts * Diversified portfolio managed by experts. * Appropriate for very long-expression advancement targets.
Structured Deposits * Brings together the options of common deposits with expense items. * Perhaps increased returns but with a few possibility included.
Insurance plan Solutions
To safeguard on your own and Your loved ones in opposition to unforeseen occasions:
Lifestyle Insurance policies * Provides fiscal stability in case of death or critical health issues. * May function a personal savings Device depending on the plan preferred.
Wellness Insurance policies * Covers medical charges like hospitalization expenses. * Essential for mitigating substantial healthcare expenditures.
Digital Banking Products and services
Advantage at your fingertips by means of electronic platforms:
World wide web Banking
Enables you to deal with your funds on the net:
View account balances and transaction historical past
Transfer funds in between accounts or fork out payments
Apply for click here new goods (financial loans/charge cards)
Cell Banking
Banking on-the-go through mobile apps:
Quick harmony checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account activity
With these in depth offerings, UOB aims to deliver personalised banking remedies that cater specially to person necessities whilst guaranteeing benefit and security in all transactions.